Retiring now
Confidence to start the next chapter.
After years of hard work and responsibility, you’re ready to step away. The question isn’t “one day soon” anymore; it’s whether you can afford to retire now.
You’ve built pensions, savings, and investments, and you might even hold share schemes through your employer. Yet they feel scattered and disconnected from your retirement goals. Without clear answers, excitement quickly turns into worry about whether the numbers truly stack up.
What you’re really looking for is certainty. You want to know if you can hand in your notice, walk away from the pressure, and step confidently into the next phase of life. More than anything, you want reassurance that the future you’ve worked for is secure.
Does this sound like you?
You’re ready to retire now, but aren’t certain the numbers truly work
Despite building wealth, you feel confused about how it all fits together
Moving into retirement feels daunting, and you worry about making mistakes
You feel baffled by your options, including annuities and income drawdown
You want to feel prepared for unexpected health costs or life changes in the future
You’d like to help your children, and you’re also worried Inheritance Tax
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Take a breath – we’ve got you.
Most people we meet say they never get the headspace to stop and think. That’s where we start. We slow things down, ask the right questions, and focus on what retirement could look like for you.
Our job is to turn confusion into clarity, confidence, and reassurance. We’ll look closely at whether retiring now is realistic, what it means financially, and how to make it work for you. You deserve total honesty, so we’ll always be straight with you about what works and what doesn’t. And don’t worry, we’ll make sure this stage feels exciting as well as enjoyable.
Your plan isn’t something to sit on a shelf gathering dust. Retirement is a huge step, and it can take time to adjust. That’s why we’ll review and adapt it together, keeping it real and relevant, and giving you peace of mind that you’re on track, no matter what.
Just so you know
The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested. The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change in the future.
The Financial Conduct Authority does not regulate Inheritance Tax Advice.
We cannot advise on the sale of individual shares.