Near retirement
Turning success into possibilities.
After decades of hard work, pressure and commitment, you’ve built a career and wealth to be proud of. Now’s the time to look ahead and think about the next phase of your life.
You’ve been well rewarded, but high earnings, pensions and share schemes can make your finances feel complicated and disjointed. Deep down, you want clarity. Can you afford to slow down, reduce the pressure, and still maintain your lifestyle? Or even retire earlier than expected?
You want to move into this next stage of your life with confidence, clarity, reassurance and a plan that makes sense for you and your family.
Does this sound like you?
You need to plan, but lack the time and don’t know where to start
Retiring without financial fear in the next five years is your goal
The demands of work mean your finances are confusing and overwhelming
You worry you’re paying too much tax and missing ways to be more tax-efficient
Having multiple pensions leaves you feeling confused and disorganised
You’re torn about whether overpaying your mortgage is the right thing to do
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Take a breath – we’ve got you.
Most people we meet say they never get the headspace to stop and think. That’s where we start. We slow things down, ask the right questions, and figure out what really matters.
Our job is to turn confusion into clarity, confidence, and anticipation. We’ll look closely at your options, including when to retire, how to do it, and what it means financially. You deserve total honesty, so we’ll always be straight with you about what works and what doesn’t. And don’t worry, we’ll make sure this stage is a lot of fun.
Your plan isn’t something to sit on a shelf gathering dust. Retirement is a huge change, and it takes time to adjust. That’s why we’ll review and adapt it together, keeping it real and relevant, and giving you peace of mind that you’re on track, no matter what.
Just so you know
A pension is a long-term investment not normally accessible until 55 (57 from April 2028). Your capital is at risk. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available.
The Financial Conduct Authority does not regulate Tax Advice.
We cannot advise on the sale of individual shares.